LINKS
Florida Real Estate Featured Area of the Month:
LINKS
Florida Real Estate Featured Area of the Month:
Florida Arts and Culture
Florida
Arts
Florida is a cultural society
and embraces it’s writers, artists, photographers, musicians
and actors. Just look at how many people from the Sunshine state, who
excel in these areas. In short, Individualism is one of our best assets.
Why are the Arts important to us?
Economics:
A few quick facts about what we have.
Link to county Art agencies http://www.florida-arts.org/resources/FloridaLocalArtsAgencies.htm
Link to all Florida Art museums http://www.florida-arts.org/resources/museumsartcentersgalleries.htm
Link to Florida dance organizations http://www.florida-arts.org/resources/FloridaDanceOrganizations.htm
Link to Florida music organizations
(symphonies, community orchestras, etc)
http://www.florida-arts.org/resources/FloridasMusicOrganizations.htm
Link to Florida Theatre venues
(playhouse etc) http://www.florida-arts.org/resources/FloridaTheatres.htm
Links to Florida state organizations
and associations
http://www.florida-arts.org/resources/StateOrganizations.htm
In conclusion:
If you love the arts and want Cultural
opportunities, Florida definitely has a place for you.
So, if you’re creative or possibly
want to pursue another career or lifestyle…this could be just
the place for you.
The cost of living index is based on the composite price of groceries, housing, utilities, transportation, health care, clothing and entertainment.
Cost of living indexes will generally be higher in areas that offer access to beaches, culture, arts and recreation. In addition areas, that offer a wider variety of services such as health and education will run higher due to higher wages, and increased quality of living.
Cost of living indexing explanation
A figure of 100 points is used as an average both for the USA and
Florida. For example:
Boise Idaho is ranked at a 99
Boston Mass is rated at 127.60
San Francisco at 187.23
Statewide, Florida cities come in from a low of 90 and up.
One way to compare Florida areas to salary requirements
For example-If you were relocating from Portland Oregon (whose rate
1s 120) to Melbourne fl, and you currently make $50,000 per year,
the formula is as follows
Take the destination index, in this case Melbourne-92.72 and divide
by Portland’s index-120, then multiply by a salary of $50,000.
This will give you a figure of $38,633.00 which would be required
to make in Melbourne to have the same quality of life.
See comparable Florida statewide
* Re cost of living--in some areas Real Estate has went up dramatically
however costs that factor in such as food, transportation, rents
etc have not increased at the same rate-so in some areas, even though
housing is expensive, the overall rating may still be low
2007 stats per Sperlings best Places http://www.bestplaces.net/
Bradenton-114
Cape Coral-Ft Myers-108.0
Ft Lauderdale-132.0
Fort Walton-Destin-120
Jacksonville metro-94.0
Key Largo-146.0
Key West-168.0
Miami metro-138.0
Melbourne-92.72
Orlando metro-94.0
Palm Bay-84.56
Palm Coast-Flagler-125.01
Panama City-86.35
Pensacola metro-82.0
Sarasota-108.75
Tampa 94.60
St Pete-Clearwater-91.58
Vero-Beach Indian River-122.87
West Palm Beach metro-112.05
(Population Weighted-State Average=100
See national comparisons
Cost of living (100 = nationwide average)
* New York, NY -164.50
* Long Beach, CA -135.71
* Palo Alto, CA -234.42
* Boston, MA -127.60
* Malibu, CA -492.80
* San Francisco, -187.23
* Greenwich, CT 215
* Chicago, IL -126.45
* Dallas Tx -92,94
* Atlanta Ga -112.21
For more information about cost of living go to either Sperlings
best Places http://www.bestplaces.net/
or Accra's site at http://www.coli.org/
.
Florida Health
Living in a warm climate and being close to nature and enjoying the outdoors is good for your health. When you wake up and it's sunny out more than 300 days a year-you have to admit, you're going to feel better about life. So that's just one of the main benefits of living in Florida.
When you do need a Doctor or health facility, Florida has them. Why do we have some of the best Hospitals in the country and all that goes with it-nurses, doctors, etc?
The answer is: With a growing retirement community (Florida is the number 1 choice for retirement areas) as well as new residents, relocating here due to our great job creation, we have to have them! Another other factor is that people like it here. Job transfers to Florida are usually looked at as a positive step in life. When the snow is flying-who doesn't look at the travel guides.
Some serious information:
Based on a recent survey by The Winter
Park Health Foundation
As with Education, due to its rapid population growth Florida has had to adjust for new and existing residents. The results are a success story.
To see all facilities in the state of
Florida by city go to http://facilitylocator.floridahealthstat.com/
For a general list see www.myflorida.com or
go to the specific areas link on this site and see the Specific Health
information page.
Another excelent resource for Hospital
location can be found at www.hospitallink.com
Due to the influx of new people and the attraction of the area (Doctors like nice weather too) Florida is on top of breaking technologies in Specialized care.
Due to the incredible growth rate, Florida has had
to adjust its Education systems to meet the needs of it’s new
and existing residents. The result is a success story.
In Fact, 9 Florida Colleges rank among the Top 100 Entrepreneurial
Colleges and Universities for 2004. 825 entrepreneurship programs
and curricula were researched and ranked on more than 70 separate
criteria. Florida universities among Top 50 Regional Programs: Florida
Atlantic University, Florida State University, University of Florida.
Florida universities among Top Entrepreneurship Emphasis Programs:
University of South Florida, Nova Southeastern University, Stetson
University. Top Florida colleges with Limited Curriculum programs
are: Bethune-Cookman College, Rollins College, Eckerd College.
(Entrepreneur Magazine, May/2004)
Link to Florida state universities
http://www.flbog.org/univ_info/univlist.asp
Link to public and private law schools
http://www.flbog.org/univ_info/lawschools.asp
Link to independent colleges and universities
http://www.flbog.org/univ_info/icuflist.asp
Link to all Florida public schools by
county
http://www.fldoe.org/schoolmap/flash/schoolmap_text.asp
In conclusion, regardless of where
you live, Florida has education opportunities for you. Be it public
or private, pre school or higher learning, including adult education.
The weather is Florida’s biggest asset
next to the sand and surf. In short we have milder winter weather
than anywhere else in the 48 states…think about that next
time you look at your heating bill!
Also we have almost zero air pollution. (Winds from the Oceans disperse
the air pollutants) You can see the stars at night.
Acid rain has not affected us like the rest of the country.
The temperature drop from day to night is on average never over 25°---compare
that with Minnesota, which can vary as much as an 84°.
Some statistics:
To see average January temperatures across
the United States go to http://www.mapsofworld.com/usa/thematic-maps/usa-temprature-january.html
Compare where you live or want to live in Florida. For more specific
info, look at the area you are interested in and go to the weather
page.
So what about the rainy season and humidity?
We are a tropical climate, so our rainy season comes in the summer.
Generally it will rain hard for a half hour then subside. It does
get humid then. Although not as bad as you’d think. Our water
breezes really help cool us off.
Hurricanes
And, finally, hurricanes…..we have to talk about this,
and you, our reader, have to think about it. Florida lies in
the tropics, or more exactly, pretty close to the tropics. Much
of the American Southeast is at risk for hurricanes, from Texas to
the Carolina coasts, year in, year out. But in the popular
imagination, Florida is the bullseye.
So what’s the reality, and what is the relevance? The reality
is, yes, it’s true; we are in the bull’s eye. And the relevance? A
zillion people continue to relocate to Florida. Why? Because, perhaps
like you, they feel (rightly) that the percentages favor them, that they are
not likely to encounter a hurricane. Really. In the grand scheme
of things, not many hurricanes make landfall in Florida. So their confidence
is reasonable.
Anyway, before hurricanes do threaten Florida, there is plenty of warning; and except for people who live directly on the beaches (dangerous), you can prepare and defend pretty successfully in almost all cases. When the Authorities say you must evacuate (chiefly from the beaches and adjacent areas), you should. If you live in the Keys, that’s always critical, at an earlier stage, say, than the rest of Florida’s east or west or north coasts, because you’re very close to the action no matter where you live in the Keys. So there’s less time for error.
I experienced a Category 3 major hurricane
in the Keys. In the future I would evacuate. Every
hurricane season in the Keys, you worry (Jimmy Buffet even wrote
a song about sitting around waiting for hurricanes that never materialized). The
first serious hurricane in fifty years was Georges in 1998
(my experience). But there have been lots of worries, lots
of close calls, and like this year (2005) a fair number of combinations
of tropical storm force winds, higher tides with some flooding,
and salt-blown browning of the vegetation. So the reality
is, you live in the Keys, you worry about it.
The other part of Florida that seems uniquely vulnerable, especially
in the aftermath of recent northern Gulf of Mexico history, is Florida’s
Panhandle. It’s important to put this in perspective. Yes, Pensacola
and its wider area have tended over the past 30 years to be hit more
frequently than the rest of Florida by major hurricanes, but in the
30-40 years prior to that, the situation was exactly reversed: Pensacola
was less frequently hit than peninsular Florida. Or to put
it a different way, the Panhandle area of Florida has been “hit” by
just 6 storms Category 3 or higher since 1940, while peninsular Florida
suffered 10 such storms during that same period.
The dangers can be largely counted on fingers. Hurricane Donna
hit southwest Florida in 1960, Hurricane Charlie I about the same
area in 2004.
Hurricane Andrew hit Miami-Homestead in 1992, but you have to go
back to the 1920’s for anything comparable.
I moved to Melbourne Florida (central east coast) partly because the area NEVER got hurricanes (and in fact the whole northeast and central Florida coast is in a geographical bight that in fact does not get hit, but Melbourne is on the cusp, a bit south). My first year (2004) living there, the Central East Coast got two of them. So much for expectations. Still, the likelihood of that happening again remains very low. Moreover, if you lived inland just a few miles that summer of 2004, because of the buffer of the long barrier island and the wide ICW/Indian River Lagoon, the net effects of the hurricanes were pretty mild.
In any case, the likelihood per the historical
record of that happening again remains very low. The reality is
that the weather on both Florida’s east and west coast is great,
and you really don’t have to worry yourself through hurricane
season, like folks perhaps do in some other parts of Florida (the
Keys, the north coast of the Gulf of Mexico).
Bottom line? I would be remiss if I did not tell you that hurricanes
are a potential fact of life. But what I’ve outlined
above underscores the reality that the very occasional occurrence
is the exception, absolutely not the summertime rule.
More about Hurricanes and Observations..
If you live on the coast you stand the greatest chance of having
one affect you. Some areas of Florida have gone fifty years plus
without one but you never know.
In my opinion, the best thing you can do is buy a home that was built after Andrew-August 92 that was built to stricter building codes. Have window protection and a backup generator and make sure your insurance is up to date. If they ask you to leave, do it!
Realize-If you live in an older home that was not built up to the stricter building codes (After Hurricane Andrew-August 1992) or you live in a mobile home you stand the best chance of having major structural damage.
Living on the beach in a mobile home is
asking for it. Although, you may never have a problem, you’re
still definitely taking your chances. Barrier islands and open-water
Ocean or Gulf front are the most prone to damage.
Having lived in California, I prefer the threat of a hurricane however
as opposed to an earthquake. At least you have a warning.
*Living in a waterfront home typically
means that you will pay a higher Insurance premium. The insurance
is higher due to flood and wind concerns.
Part of this is also because the pricing on these homes is higher
so there is more value to insure against.
*Despite four hurricanes in 2004, the number of
Florida visitors rose 7% to an all-time high of 79.8 million last year and
is on target to hit 80 million this year.
Having said all this, I can’t imagine
living elsewhere. It is really great to wake up and it’s
sunny out.
We spend over half our lives indoors…so when you do
go outside, wouldn’t it be nice if it was warm and sunny?